Banking on X? That’s a hard pass from me
I did my daily skim of LinkedIn, including the news and saw this headline, Musk's X to launch finance features. Photo by Patrick Perkins on Unsplash...
Money for One: Edition #4
Welcome to Money for One, where solo earners share their budgets with us. This edition, our solo earner, based in Eastern Canada, paid off debt and while he...
We’re stressed about our money, the best time to shop for deals and my book’s title page
Summer is here-ish for those of us who live in the Northern Hemisphere. That means that certain governments are trying to push through legislation before...
We're paying more for flights now? WTF
In a case of ‘no, single people are not making up the fact that it’s more expensive to be single,’ a news story broke just last week that solo flyers on US...
Why is it so hard to have fun without spending money?
Yes, I know I said I wouldn’t post in May but long weekends inspire me. Also, I bought dirt. A funny thing happened when I decided to cut back on my...
Can you survive on Canada’s government pension alone in retirement? Experts say you might be surprised
Until fairly recently, CPP replaced a quarter of your average work earnings — but it’s already providing more. We asked experts what to do if CPP and OAS...
I bought an expensive pillow for my birthday and I don't regret it (much)
May is my birthday month and while I’m not one to turn the entire month into it being all about me, I like having birthdays. Forget the haters who say...
Single and caregiving? Protect your money and your peace
It starts with a phone call from your parents asking for help with things, or to come with them to an appointment. Before you know it, you’ve become a...
Money for One: Edition #3 Puppy love
Welcome to Money for One, where solo earners share their budgets with us. Once again, thank you for those who offered to participate. If you’re interested in...
Your lifestyle crept up. Let’s fix it
Have you ever looked at your bank account and thought: Wait, how is it already this low? Photo by Christian Dubovan on Unsplash You didn’t go on vacation....
Anxiety about your investments? Leave them alone
Two weeks ago I wrote a piece for Financial Pipeline on how to survive tariffs and other anxiety inducing headlines. One of the people I interviewed was...
Why we all need vex money
One Friday, three years ago, I woke up to the sound of the news on my radio. Rogers, one of the three major telcos we have in Canada had a major outage and...
Community and tariffs
The world feels like it’s changing faster than ever thanks to Donald Trump’s deliberate chaos. Photo by Paul Fiedler on Unsplash Every day brings more news...
Solo travel, money scripts and shut up, Kevin O'Leary!
It’s March and I am over the deep freeze. Give me a few degrees above zero, please. I took a look at the weather for the next week and it’s going up to five...
Money for One: Edition #2
Photo by The Chaffins on Unsplash Welcome to the second edition of Money for One, where solo earners share their budgets with us. Once again, thank you for...
Being single and rich is not like most of us
I must be feeling motivated since here’s another newsletter the week after the tariffs one. Thank you all for reading that. There’ll be more since the...
Did Donald Trump not expect tariff retaliation?
The world of trade and politics might seem distant from our day-to-day financial lives, but when tariffs get involved, the ripple effects are real, expensive...
Finding the why for your money resolutions
Yes, I make lists. Numbers and names were removed for privacy reasons. We're near the end of January and you're probably feeling one of two ways: you're...
Money for One: Edition #1
Welcome to the first edition of Money for One, where solo earners share their budgets with us. This will be a monthly part of The Budgette. Thank you for...
Happy end of 2024, let's set some money and time boundaries
I know I said I was taking December off but I’ve been having conversations. It’s that time of year when we’re reflective. So let’s talk about something...
Two quick survey questions for you
Hi everyone! It’s not a newsletter but I am working on the next one for the new year about boundaries. I’m also doing some planning and thinking about...
16 things we've learned about money in 2024
Why, hello there. If you’re a long-time reader, you know what this newsletter is about. Here’s what I wrote last year: Photo by Behnam Norouzi on Unsplash...
What should a single person do in the face of conservative politics?
Hey all. I wanted to take some time to sit with my thoughts about the US election and the upcoming provincial and federal elections happening within the next...
How to travel with a friend
Scrolling through TikTok and Instagram to see the memes of being the friend who hikes or walks 30,000 steps a day makes us want to head out on vacation. Then...
Laws that penalize(d) singles
While doing some research, I ended up reading about several laws that affected single people. One of the most egregious was one from North York, outside of...
Bottle service is dumb and does your bank know your name?
Photo by ibuki Tsubo on Unsplash Hey everyone, the newsletter has been sporadic for the last few weeks and will continue to be for the next month or so. I’m...
Money-saving tips that actual cost us money
Money-saving hacks, bulk bargains, couponing, insurance pitfalls, and company loyalty that's costing you money in this newsletter edition.
Even financial writers need advice
I never thought it would happen to me but I met with a financial advisor and planner to discuss my own financial plan. Not me or the financial advisor. Photo...
A Bridgerton scene that made me think about parental care
Photo by Priscilla Du Preez 🇨🇦 on Unsplash I started rewatching the third season of Bridgerton and noped out after the first half because it’s not good. But...
12 things I learned from being laid off especially if you're single
Photo by ANTONI SHKRABA Production I’ve had quite a few conversations with several friends and coworkers in the last couple of weeks. They ran along these...
Fashion substacks are the new haul videos, tipflation and retirement worries
This week I’m sharing a few things that I’ve been thinking about. This is a long one, so settle in. Fashion substackers I love clothes. I enjoy looking at...
So you're single and you're a gig worker or freelancer. What to do?
Hi, I’m Renée, a finance and business journalist, writer and content strategist. The Budgette is a chill newsletter about single finances and is published...
Update on The Budgette moving
A private space for us to converse and connect
How much I spent on my month-long vacation (with actual numbers)
I’m in week three of four of not getting a regular paycheque. That’s fine, as I knew this was going to happen. All it means is that I have to be smart about...
How to rein in your summer spending
Photo by Shvets Anna (Pexels) For those of us in the Northern hemisphere, Summer is the best time of year. It’s warm, the sun’s out, it’s vacation time for...
Practical tips and strategies when moving from dual to single income
It's not easy but it can be done.
The Single Tax: Publishing January 2026
I'm writing a book.
How to go green on a budget for yourself
Not because a big company tells you it's your responsibility
Sometimes, other people's money is none of your business
Why we lie about our salaries.
Is a refusal to build affordable housing treason?
Yes, that word entered the conversation. Part 3 of Single Women Living Together.
Single Women Living Together part 2: About being 'like-minded'
Compatibility may not be that easy when looking for housemates and you hate the smell of fish
Single Women Living Together: Taking the future of housing into your own hands
Because guess who's not providing housing?
Guest post: Traveling while single and on a budget
Hi, I’m Renée, a finance and business journalist, writer, and content strategist. The Budgette is a chill newsletter about single finances and is published...
The Budgette is considering moving off Substack
Hi everyone, As you may be aware, Substack has a Nazi problem. While they say they’re dealing with it, I have been looking at other options. I am looking for...
How I'm planning on taking a month off
Sharing the numbers, the privilege and the anxiety. Plus I'll probably work anyway.
17 things we learned about money this year
Billionaires still suck plus 11 ways to set ourselves up for success next year.
This post is brought to you by a cold, Buckley's, menthol tissues, spicy soup, painful sneezes and squishmallows
It's not covid, I tested five times to make sure.
😠😠 Switching bank accounts is so tedious
A reminder that your banking information can be revealed at any time.
Let's talk about your team
I refuse to use a sports metaphor because I don't watch sports.
Spending money to create efficiency and buy back time
Or, is this a thinly veiled excuse to not do chores? (Yes)