What does the future of retirement look like?
With the recent discussion in Ontario about public pensions, the conversation around pension plans as well as the future of retirement has kicked up again....
Yes, the market is doing some things
And I know you have all the feelings about it
A rant about personal finance press releases
It's not their fault but it made me think
So those credit cards fees penalize those who have to use them
Will that stop us using them? Magic eight ball says nope.
We’re Doomed – DOOMED, I Tell You
When your Substack colleague has something to say so... GUEST POST TIME!
Gut-checking the bear market
Or I spoke with my financial advisor because I was having a mild yikes moment.
Fall clothes has me thinking of budgets again (with audio)
Is it time to make the emotional commitment?
Financial prepping if you're going to be single
Don't give up your house even if a louse lives in it. *Unless you're in danger*
Foreign funerals and emergency funds
Because worrying about ArriveCan and security is bad enough
So you're going to be single soon
Let's look at some of the legal stuff. (This is not legal advice.)
Quickie thoughts on the recent Bank of Canada increase. What questions do you have?
As you know, the Bank of Canada raised rates today by 100bps. #BREAKING The Bank of Canada raises its key interest rate by a full percentage point, its...
You guessed it: we can't quite recession-proof our investments
Mitigate them, yes, thanks to a diversified portfolio.
So we have a community here and I have two questions for you.
Which makes me ask two questions: What do you want to read about? How to plan for retirement? How to start investing? How to deal with what the market is...
No, we can't 'recession-proof' our finances
but we can mitigate some of it.
How to start saving for retirement as a freelancer
Canadian edition.
Let's continue to think about home ownership vs. renting
Too often home ownership is pushed without thinking holistically about our money
I'll think about it tomorrow
There are days when I don't want to think about my money. Or don't want to think at all.
Decreeping the lifestyle
For some reason, I now have more jeans during the pandemic
How to find someone to do your taxes
If you're like me and don't want to do them yourself because you don't want to.
We're all really creative accountants
Plus no dude, living rent-free in your grandpa's summer home isn't making it on your own. Shut up.
Yes, you should start investing
So this year let's learn more about it.
End of year post: there is champagne somewhere in the liminal space
And some financial planning.
I really, really want to spend money
So I end up tricking my brain into not spending. I know it's the right thing but I hate it.
If you're going to give a kid $20
It should come with a good story.
You're not poor, you're broke
This has come up again. Why words matter when talking about money.
Stop looking at your credit score so often
Yes, it's the follow-up. You knew it was coming.
So maybe we don't actually understand credit scores
And other financial educational holes that might need filling
Bridging that nerve-wracking moment between payday and bills
Don't interrupt a regularly scheduled payment
I feel weird about spending money on grocery delivery
I'm not going to stop because grocery shopping annoys me
Why a will should be part of your financial plan
When you're single, a will makes sure your stuff goes to the right people
How to win money arguments with boomers
Or why pointless money conversations need to stop.
The mid-year financial check-in
When your YOLO spending goes towards a washing machine.
Coffee costs HOW MUCH?
Rising food costs and what we can do about it or are we all balcony and back yard farmers now?
Inflation fears have entered the chat
Trying to point you in the right direction
How do I start investing?
Yanking back the curtain so we all can make some cash
I really hate banking fees
There's better things to do with the money
Can the Smith Maneuver help you afford a house?
It sounds like a super boring Star Trek flight plan, tbh
About those money announcements
Which, cool, but what does that mean for singles?
So you've (I've) fallen off my budget
It happens. Yearly. How to get back on
Retirement plans that come with a cat house
Plus less predatory alternatives to payday loans
So you started saving for retirement in your 40s
How can you beat that 'I'm late!' feeling?
Correction: The event is Wednesday
This is what happens when I don't use my editors.
Event: The MidWeek 30 - The Money Rules with Alexandra Macqueen
Join us this Wednesday to scoff at old money rules
Starting is the hardest part
But small steps can lead to a lower interest rate.
Event: The Pandemic & Your Taxes with Shannon Lee Simmons
Canadians, did you take CERB or CRB? We have an event for you.
Four money behaviours we should all continue to do
So yeah, start doing them
The Budgette: Don't forget to claim that $400 for your home office
It's temporary, which sucks.
How to find an accountant or tax preparer
It's about vibing together while you do your pandemic-themed taxes. Hey there, CERB.
Getting over the champagne headache with inequality and rising food costs
Because you already know about paying down debt
Major money moments in 2020
Some good, some bad, some reasons to eat the rich