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September 8, 2026

Issue 36: Smarter by Thursday

Smarter by Thursday — Issue 36

Issue 36 · week of September 07, 2026

Smarter by Thursday

One practical AI win, every week. No jargon required.

By Dr. Rowan Hayes · Estimated read time: 6 minutes

Big decisions and hard conversations: that’s where most of us wish we had a calm, smart friend in the room. This week we’re using AI for two things that reliably raise our blood pressure: **researching a major purchase** and **writing a professional decline email** when you need to say “no” without burning a bridge. These aren’t abstract “AI ideas.” They’re the kinds of tasks that can steal hours from your week and leave you second-guessing yourself.

Try at least one before Sunday. That is the whole assignment.

Use Case 1 of 2

Use Case 1: Researching a major purchase decision

Tuesday, 7:30 p.m. Susan is sitting at her kitchen table with her laptop open, a half-drunk cup of tea beside her. She’s 58, recently divorced, and finally ready to replace the aging car she’s been nursing along for years. She wants something safe, comfortable, and reliable that she can keep for a decade.

She’s spent three evenings reading reviews, watching YouTube comparisons, and trying to understand the difference between “trim levels” and “packages.” Each site says something slightly different. One reviewer is obsessed with horsepower, another with shiny dashboards. Susan doesn’t care about either; she cares about long-term reliability, cost of ownership, and whether her bad knee will be happy on road trips. Her browser has 19 tabs open. She feels more confused than when she started. And under all of it is a quiet fear: “What if I make an expensive mistake?”

She doesn’t want a “techy” solution. She wants clarity. A way to turn this vague cloud of information into a clear comparison that fits *her* life, not some car enthusiast’s.

Here is the exact prompt to use:

Copy and paste this into ChatGPT or Claude:

I am a 58-year-old woman planning a major purchase and I want you to act as a calm, practical research assistant.

Context about me: - I care more about long-term reliability, comfort, and total cost of ownership than about performance or flashy features. - I plan to keep this purchase for at least 8 - 10 years. - I have a sensitive knee, so physical comfort and ease of use matter. - I live in [CITY/REGION], with [typical weather/road conditions].

Here is my decision: I am trying to choose between [OPTION 1] and [OPTION 2].

Your task: 1. Summarize the most important differences between these two options **specifically for someone like me**. 2. Organize the comparison into 5 - 7 practical categories (for example: reliability, comfort and usability, long-term maintenance costs, safety, resale value, anything else that’s relevant). 3. For each category, give me: - A short explanation in plain language (no jargon). - A simple “advantage” label: which option is better, or if they are roughly equal. 4. Then, list 5 follow-up questions I should ask a salesperson or look up myself before deciding, based on my situation. 5. Finally, give me a one-paragraph “If I were you…” summary of which option you would lean toward and why, using cautious, realistic reasoning (no hype).

Before you answer, ask me 3 - 5 clarifying questions about my budget, how I use this purchase day-to-day, and any deal-breakers I might have.

Why this prompt works:

This prompt works because it gives the AI a clear role (“calm, practical research assistant”), a specific person to care about (you, with real constraints), and a structured task. Instead of dumping facts on you, it’s forced to organize information into practical categories and apply them to your situation. The request for clarifying questions makes the answer more tailored, and the “If I were you…” summary helps you see the logic in plain English rather than marketing language.

One thing to watch out for

AI can’t magically know which car (or appliance, or laptop) is objectively “best,” and it can’t see current local inventory or real-time pricing. It’s summarizing patterns from reviews and general information. That means you must treat this as a **thinking aid**, not a final verdict: verify any specific claims about reliability, recalls, or running costs using up-to-date sources, and never let the AI answer replace test-driving, reading the actual warranty, or doing a final check with a trusted human advisor.


Use Case 2 of 2

Use Case 2: Writing a professional decline email

Thursday, 4:15 p.m. Michael is still at his desk in the spare bedroom he turned into a home office during the pandemic. He’s 63, semi-retired, and now does a bit of consulting for former clients. Earlier in the week, a former colleague asked him to join a new project starting next month. The work is interesting, and the money is decent, but the timing is terrible: his daughter is having surgery, and he’s promised to help with the grandchildren.

He has replayed the situation in his mind all day. If he says “yes,” he’ll be stretched and resentful. If he says “no,” he worries he’ll sound ungrateful or close the door on future opportunities. The colleague was emphatic: “We’d really love to have you involved.” That phrase has been echoing in his head, making it harder to type the words, “I can’t.”

So the email sits half-written in his drafts folder: one sentence about scheduling conflicts, then a long, apologetic explanation that sounds needy and awkward when he reads it back to himself. He wishes someone would just hand him the right words - firm but kind, honest but not overly personal.

Here is the exact prompt to use:

Copy and paste this into ChatGPT or Claude:

I want you to help me write a professional, respectful decline email for a work opportunity.

Context about me: - Age: [YOUR AGE], working in [your field or industry]. - My general style: I prefer clear, straightforward communication and I do not want to sound overly formal or overly casual. - I care about preserving the relationship and leaving the door open for future opportunities.

Here is the situation in plain language: [Describe in 4 - 6 sentences: who invited you, what they asked, why you appreciate the offer, and why you realistically cannot or do not want to say yes right now.]

Your task: 1. Ask me 3 clarifying questions about tone (for example: how warm or formal), what I’m comfortable sharing about my reasons, and any phrases I absolutely do or do not want to use. 2. Draft the full email, including: - A clear, respectful subject line. - A short opening that acknowledges the invitation and expresses genuine appreciation. - One or two clear sentences declining the opportunity, without over-explaining. - A brief, honest but bounded explanation (enough to be human, not so much that it sounds defensive). - A sentence that explicitly keeps the relationship positive and open to future contact, where appropriate. - A closing that fits my level of formality (you’ll decide based on my answers to your questions). 3. Then, show me a second version of the email that is slightly shorter and more direct, in case I prefer that. 4. Finally, list three sentences I can copy and reuse in future decline emails, with a short note about when each one is appropriate.

Please write everything in plain, everyday language; avoid corporate buzzwords and emotional clichés.

Why this prompt works:

This prompt works because it doesn’t just say “write an email.” It gives the AI a clear job - crafting a decline that balances honesty and relationship - and enough context about you and the situation to choose appropriate wording. Asking for clarifying questions improves the tone fit, and requiring two versions plus reusable sentences gives you options rather than locking you into one phrasing. The structure (subject, opening, decline, brief reason, future relationship, closing) reflects how real professional emails work.

One thing to watch out for

AI can sound polished but slightly generic, especially if you give it very little personal detail. Before sending anything, read the email out loud and ask yourself: “Is this how I actually speak?” Adjust any phrases that feel like corporate jargon or emotional fluff. Also, be careful not to let the AI invent specifics about your schedule or commitments - only include details you’re genuinely comfortable sharing and that are accurate.


Know someone who spends too long on things AI could do in two minutes?

Forward Smarter by Thursday to three people who subscribe and I will send you my free AI Prompt Starter Pack: 20 ready-to-use prompts for everyday life.

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Smarter by Thursday · By Dr. Rowan Hayes · drrowanhayes.com
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