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July 1, 2026

Trade Winds — July 2026 Macro Report

TRADE WINDS

MACRO REGIME MONITOR

CURRENT REGIME: RISING GROWTH / RISING INFLATION

Regime: Rising Growth / Rising Inflation (reflation)

Money supply growing, inflation rising — gold and real assets do well.
Confidence: leads by 0pts (Rising Growth / Rising Inflation 8 > Falling Growth / Rising Inflation 8 > Falling Growth / Falling Inflation 7 > Rising Growth / Low Inflation 6)
Close call — Rising Growth / Rising Inflation (reflation) barely leads Falling Growth / Rising Inflation (stagflation), regime could flip soon
What's Happening

The economy is in a reflation regime, but inflation is on the rise, with the CPI hitting 4.27% year-over-year, up from 2.66%. This uptick is fueled by persistent demand and supply chain pressures, suggesting that consumers are still spending despite tighter credit conditions. The real 10-year rate is climbing, indicating that investors are starting to demand more yields for holding longer-term debt, while the Fed has chosen to hold the fed funds rate steady at 3.63%. Meanwhile, high-yield spreads are widening, hinting at growing concern over credit quality, which could signal risk aversion among investors.

On the commodity front, gold is struggling, with prices down nearly 10% over the past month, likely reflecting a stronger dollar and rising real rates, while industrial commodities are doing better. The tension here is clear: while inflation is a concern, increasing yields and a stronger dollar are pressuring traditional safe havens like gold.

Next month, keep an eye on any shifts in Fed commentary regarding rate hikes or inflation expectations, as well as how the global economic landscape, particularly in Europe and China, impacts U.S. markets. If inflation continues to surprise on the upside, we could see more volatility ahead.

Ted's Take

Right now, the key takeaway for me is that while we're in a reflation environment, the risk of stagflation looms larger than many realize. CPI is on the rise, and while breakevens are dropping, real rates are creeping up. This divergence hints that the Fed's grip may be slipping, and if they don't act decisively, we could be staring down a period of sluggish growth and persistent inflation—essentially the worst of both worlds. The widening high-yield spread is another canary in the coal mine, signaling that credit conditions are tightening when they should be easing to support growth. Keep your eyes on those small-cap stocks: if they start to falter, I’ll be looking to reposition my portfolio heavily into more defensive plays.

Inflation (are prices rising?)
CPI (Consumer Price Index — cost of everyday goods): rising at 4.27%/yr — prices rising faster
Breakeven rate (bond market's bet on future inflation): 2.23%/yr ahead (falling)
Interest Rates (what's the Fed doing?)
Fed funds rate (the rate banks charge each other overnight — the Fed's main lever): 3.63% — holding steady
Real rate (rate minus inflation — what lenders actually earn): 2.2% (rising)
Yield curve (gap between 10yr and 2yr Treasury rates): 0.31bp — normal slope — no recession signal
Economy Health
HY spread (extra interest risky companies pay to borrow — higher = more fear): 2.75% — investors feel safe, lending freely (widening)
Initial jobless claims (people filing for unemployment each week): 215,000 (4w avg: 224,250, rising)
Liquidity (how much money is out there?)
M2 (total money in circulation — cash, checking, savings): +5.6%/yr — expanding
Fed balance sheet (assets the Fed holds — grows when they print money): $6.74T (expanding)
US national debt: $39.46T (rising, +1.2% in 90d)
Market Signals (what traders are actually buying/selling)
US Dollar (DXY via UUP — strong dollar = tighter conditions globally): $28.49 — uptrend, accelerating
Gold (GLD — safe haven, inflation hedge): $370.6 — downtrend, falling fast
Commodities (PDBC — oil, metals, agriculture): $15.78 — uptrend, falling fast
Copper/Gold ratio (copper = growth, gold = fear — ratio shows which wins): 1.52 (rising — growth optimism > fear)
China (FXI — largest emerging market, proxy for global demand): $31.97 — downtrend, falling fast
VIX ("fear index" — measures expected stock market volatility): 16.59 — normal level of uncertainty
PAVE (US infrastructure spending ETF): $57.68 — uptrend, accelerating
GRID (global clean energy grid ETF): $187.21 — uptrend, falling fast
Month In Review (from weekly digests)
Week of 2026-06-08:
Geopolitical tensions are rising, particularly with the ongoing U.S.-Iran conflict, which the OECD warns could stymie global economic growth and has already led to mixed market openings in Asia-Pacific. This uncertainty can lead to risk-off sentiment among investors, impacting asset prices negatively (CNBC).
OECD warns of global slowdown as U.S.-Iran war stymies economic growth prospects →
India’s economy expanded at a surprising 7.8% in Q1, with bank lending hitting a two-year high, signaling strong domestic demand despite global headwinds. This growth could bolster confidence in Indian equities, potentially attracting foreign investment (CNBC, Bloomberg).
Australia's first-quarter economic growth misses estimates on severe weather, weak demand →
The U.S. jobs report showed a surprising increase of 172,000 payrolls in May, with unemployment at 4.3%. This robust data raises the likelihood of the Fed maintaining its current interest rate stance, which could keep upward pressure on equities in a rising growth environment (The Wall Street Journal, CNBC).
U.S. payrolls rose by 172,000 in May, much more than expected; unemployment at 4.3% →
In trade policy, the Trump administration's proposed 25% tariff on Brazilian goods over alleged unfair practices could escalate trade tensions, affecting market sentiment and potentially leading to retaliatory measures. This aligns with the broader theme of protectionism that can disrupt global supply chains (CNBC).
Trump administration proposes 25% tariff on Brazilian goods over unfair trade practices →
On the fiscal front, the S&P 500 recently experienced a significant selloff, wiping out $1.8 trillion in value amid fears of rising inflation and interest rates. This volatility highlights the delicate balance investors must navigate in the current macro regime of rising growth and inflation (MarketWatch).
S&P 500 sees $1.8 trillion wipeout, Nasdaq tallies biggest point drop on record: What investors need to know about Friday’s selloff →
Despite a robust jobs report, long-term unemployment is surging in the U.S., indicating underlying economic challenges that could dampen consumer spending and growth prospects. This could create a headwind for the market if not addressed (CNBC).
Long-term unemployment is surging in the U.S. There are hidden costs for workers and the economy →
In commodities, the government is increasing biogas prices and subsidies to combat rising fossil fuel costs, which could impact energy markets and inflation dynamics. This move reflects a broader strategy to transition to more sustainable energy sources while managing short-term inflation pressures (Bloomberg).
Bottom line: The current macro regime remains supportive of growth, but rising geopolitical tensions and inflationary pressures are creating a complex landscape for investors. Stay alert and prepared for potential shifts.
Week of 2026-06-15:
Here’s your weekly macro digest, fresh off the press and ready to roll:
The Bank of Japan is set to raise rates to a 31-year high, signaling a shift in its long-standing ultra-loose monetary policy. This could have ripple effects globally, as higher Japanese rates might attract capital flows away from other markets, potentially tightening global liquidity (The Wall Street Journal).
Oil prices surged after Iran's missile strikes on Israel, escalating tensions in the Middle East. This volatility is significant as it threatens to disrupt energy supplies, which could further fuel inflation and impact growth, reinforcing the current regime of rising growth and inflation (CNBC, Bloomberg).
U.S. Treasury yields remained steady as investors watched inflation data and military actions in Iran. The market's cautious stance reflects uncertainty about how these geopolitical tensions will affect domestic inflation and growth, which is critical for interest rate expectations (CNBC).
Treasury yields steady as investors monitor inflation data, U.S. strikes in Iran →
Gold, silver, and Bitcoin prices fell as traders increased bets on Fed rate hikes, following Goldman Sachs' announcement that it no longer expects a rate cut this year. This aligns with the current regime of rising inflation, as higher rates generally suppress commodity prices (CNBC, Bloomberg).
Gold, silver and bitcoin fall as traders up Fed rate hike bets →
In an interesting twist, China’s wholesale inflation hit a near four-year high due to rising costs from the Iran conflict, while consumer inflation fell short of expectations. This divergence may signal a challenging economic landscape, complicating the global inflation narrative (CNBC).
China May wholesale inflation hits near 4-year high on Iran war, AI costs; consumer inflation misses →
The U.S. has become India’s top gas supplier amid disruptions caused by the Iran conflict, indicating a shift in global energy dynamics. This could have long-term implications for energy prices and trade relationships, particularly as countries seek stability in supply chains (CNBC).
China is helping to cushion global oil prices below $100 — but analysts warn it won’t last →
In the stock market, value stocks are outperforming growth stocks by a wide margin, suggesting a potential shift in investor sentiment towards more stable investments amid ongoing volatility. This trend could be a sign of caution as investors brace for potential economic headwinds (MarketWatch).
Bottom line: Geopolitical tensions and central bank policies are creating a complex landscape for investors, reinforcing the need for cautious positioning as we navigate rising growth and inflation.
Week of 2026-06-22:
Here's your macro digest for the week, fresh from the frontlines of the markets:
Geopolitical tensions remain high as OPEC's chief dismissed supply glut forecasts while analysts warned of a new Middle East risk premium following the U.S.-Iran deal, which is now facing complications. This ongoing uncertainty in oil supply can keep prices elevated, impacting inflation and growth outlooks, which are crucial for the current macro regime of Rising Growth/Rising Inflation (CNBC, Bloomberg).
Oil shock 'far from over' as analysts warn of new Middle East risk premium →
The Fed holds rates steady, with officials divided on potential hikes this year, while markets react to the prospects of a more hawkish stance under new Chair Kevin Warsh. This uncertainty in monetary policy can create volatility in equities and bonds, as investors recalibrate their expectations for interest rates (MarketWatch, CNBC).
Bank of England holds interest rates at 3.75% amid Iran war peace prospects →
India is ramping up infrastructure spending with $2.5 billion from the World Bank and ADB, while also navigating diplomatic relations with the U.S. This proactive fiscal approach could bolster growth in the region, aligning with the current regime but also highlighting global interdependencies (Bloomberg).
The stock market is gearing up for potential volatility, with strategists suggesting a wild ride if the Fed signals a rate hike. A hawkish Fed could lead to increased borrowing costs, impacting corporate earnings and investor sentiment (MarketWatch).
Gas prices are starting to ease below $4 per gallon as fears of oil supply disruptions diminish, thanks to the Iran deal. However, other costs like groceries remain high, indicating that while energy inflation might be stabilizing, broader inflationary pressures persist (CNBC).
Gas prices fall below $4 per gallon as oil supply fears ease after Iran deal →
Home equity borrowing is on the rise, with homeowners tapping $47 billion in Q1 2026, reflecting a strong housing market but also raising concerns about consumer debt levels. This trend could affect spending and savings rates in the longer term, potentially challenging the macro regime (CNBC).
Homeowners tapped $47B equity in Q1 2026. What borrowers should know →
The tech sector is seeing a shift, with big stock buybacks dwindling as companies invest heavily in AI. This could signal a transformative phase for tech investments, but it also raises questions about sustainability and profitability in a rising rate environment (Bloomberg).
Bottom line: As geopolitical tensions and a divided Fed shape market expectations, investors should brace for volatility while keeping an eye on inflationary pressures and growth opportunities. Stay sharp, folks!
Week of 2026-06-29:
Israel and Lebanon signed a framework agreement to ease tensions, which could stabilize the region but also keeps oil markets on edge. Investors are watching closely since geopolitical risks can quickly impact oil prices amid ongoing tensions with Iran (BBC News, CNBC).
Israel and Lebanon sign framework agreement after US-brokered talks →
Oil slides nearly 2% as markets look past fresh Iran tensions and focus on supply outlook →
Oil prices took a hit, falling nearly 2% as traders shifted focus to supply outlooks despite fresh tensions with Iran. This could signal a shift in sentiment, as markets may be starting to prioritize supply dynamics over geopolitical fears (CNBC).
Why energy could be a great place to invest even with oil prices retreating — 5 stocks to buy →
Trump threatened a 100% tariff on European nations over a tech tax, raising concerns about trade tensions. Such moves could disrupt global supply chains and impact inflation, especially in tech-heavy sectors (BBC News).
Trump threatens 100% tariff on European nations over tech tax →
Treasury yields rose ahead of key inflation data, indicating that investors are bracing for potential rate hikes. This reflects ongoing concerns about inflation pressures, which could challenge the current macro regime of rising growth and inflation (CNBC, MarketWatch).
Treasury yields rise ahead of key inflation data; markets resume trading after public holiday →
A major test for the stock market looms as Morgan Stanley warns that the Fed may not come to the rescue of investors. This could lead to increased volatility, particularly in growth sectors that have benefited from low rates (MarketWatch).
U.S. consumer spending cooled as the Commerce Department upgraded Q1 growth to 2.1%. This could indicate that while growth remains, the pace may be slowing, which is critical for inflation dynamics and overall economic health (Associated Press).
Commerce upgrades US Q1 growth to 2.1% as consumer spending cools →
China’s 618 shopping festival saw sharply slowed growth, highlighting persistent consumer malaise. This could have broader implications for global demand and inflation, especially as China is a major player in the global economy (CNBC).
China's 618 shopping festival growth slows sharply as consumer spending malaise persists →
Bottom line: Geopolitical tensions and trade threats are shaking up oil and stock markets, while inflation concerns loom large, keeping us on our toes in this rising growth/rising inflation regime.
Strategic Allocation (what to favor right now)
[=] Equities neutral — Stocks need growth — best in goldilocks, worst in stagflation
[-] Bonds underweight — Bonds win when rates fall (deflation) — lose when inflation rises
[+] Commodities overweight — Direct inflation hedge — oil, metals, agriculture rise with prices
[+] Crypto overweight — Follows risk appetite + liquidity; debasement narrative in reflation
[-] Cash underweight — Wins by not losing — valuable when everything else is falling
How your age changes the picture:
Early Career (20s-30s): Long horizon — can ride out drawdowns, favor growth assets
Changes: Equities → overweight
Mid Career (40s-50s): Balanced — follow the base regime allocation (no changes)
Pre-Retirement (60s+): Capital preservation — favor income and stability
Changes: Equities → underweight, Bonds → neutral, Crypto → neutral, Cash → neutral
How To Express It: ETFs (Rising Growth / Rising Inflation (reflation))
Why: Inflation is picking up with loose money — gold protects purchasing power.
GLD 25% — Gold — wins when inflation rises or trust in system falls
PDBC 25% — Broad commodities — oil, metals, agriculture, direct inflation hedge
EEM 20% — Emerging markets — wins when dollar weakens and global demand grows
SPY 15% — US stocks — core equity exposure, wins when economy is strong
GDX 15% — Gold miners — leveraged gold play, 2-3x gold's moves
Ted's Satellite Picks (higher-upside, higher-risk):
XHB — With rising inflation (CPI at 4.27%) and a robust increase in M2 money supply (5.58%), the housing market is poised for growth, making the SPDR S&P Homebuilders ETF (XHB) an attractive pick as housing demand strengthens.
IEO — As real rates rise (currently at 2.2%) and inflation remains elevated, energy stocks, particularly those in the oil and gas sector represented by the SPDR S&P Oil & Gas Exploration & Production ETF (IEO), are likely to benefit from increased pricing power amid tightening credit conditions.
No changes from last month — hold current positions.
Performance vs Benchmarks
Last month: -7.45% (60/40: +2.05%, SPY: +3.48%)
YTD: -10.07% (60/40: +4.22%, SPY: +9.94%)
Cumulative: -10.07% (60/40: +4.22%, SPY: +9.94%)
Trailing both benchmarks.
Outlook (where are scores heading?)
Score trends (points/day):
stagflation now 8 -> 12.8 in 30d (gaining, +0.16/day)
deflation now 8 -> 12.8 in 30d (gaining, +0.16/day)
reflation now 8 -> 8.0 in 30d (flat, +0.00/day)
goldilocks now 7 -> 2.2 in 30d (losing, -0.16/day)
Projection: regime shifts from Rising Growth / Rising Inflation to Falling Growth / Rising Inflation within 30 days
Crossover alert: stagflation overtakes reflation in ~0 days at current pace

Trade Winds by Ted Holliday — Macro isn't about beating SPY, it's about surviving the bear markets.

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