3 — Things worth your attention

1. I'm building a Decision Debt tracker. For years I've written about Decision Debt as a concept — the cost of decisions delayed, deferred, or made without conviction. I finally built a tool to measure it in real time, starting with my own. It's local-first (your data never leaves your device), fast, and ranks where you stand honestly: Deliberator → Committer → Closer → Operator → Decisive Leader. In the final testing stretch now — more soon.

2. New article: "What Decision Rights Should AI Have?" Published this week in Insurance Thought Leadership. If you're wrestling with where AI should sit in your decision chain — delegate, augment, or reserve — this is the piece.

3. The Decision Debt Diagnostic. If you haven't taken the seven-question assessment yet, it's the fastest way to see where your own Decision Debt is accumulating before the tracker app gives you a daily read on it.

2 — Ideas to sit with

1. Decision Debt compounds the same way technical debt does — quietly, until the interest payment is bigger than the original decision would have cost.

2. Tracking a decision should never take longer than making it. That constraint shaped every part of the build.

1 — Question for you

Think of one decision you're currently sitting on. How long has it been open — and what's it costing you to keep it that way?

— Matthew