Hello everyone. It’s been a while. I wanted to wait for that shiny new year’s flush of good intentions to fade away before looking at financial plans for the rest of the year.

I know you’ve probably spent your January reading about how to deal with holiday spending, credit card debt and the usual new year, new wallet articles, so I won’t be covering that here. Instead, I’ll lay out what I’m hoping to do, how I’m saving for it and answering a question from a subscriber.