How do I start investing?

So whenever I mention investment, the next question I get is, ‘how do I start investing?’’ 

Which, valid. Most of us aren’t told how to set up an account, what fees are included and how to invest. We’re mostly told to make and stick to a budget, don’t go into overdraft, to pay your credit card on time and open up an RRSP and/or a TFSA. 

It’s getting better with some boards of education finally including financial education as part of the curriculum and multiple apps like Wealthie and Zogo focusing on kids and Gen Z. (Disclaimer, I do some work for Wealthie.)

Investing as early as you can has a lot of advantages. There’s compound interest, you can take more risks early on because you have time on your side, you can invest more over a longer period of time and you can ride out market fluctuations because of your timeline. It’s also a way to build generational wealth. I wish I’d started investing earlier. That ten years would have made a difference.