Happy New Year! I hope it’s going well so far. I started my 2021 with my annual call to my internet and phone provider to have the “No, I don’t want to pay that rate increase, what can you do for me?” call.

January means a flurry of information about paying down debt, saving more and putting money in your retirement accounts. That remains important but 2021 is an extension of 2020. We’re still in a pandemic, COVID-19 cases are still rising in several places and people are still out of work. 

Here’s what I’m keeping an eye on this year: 

Rising food costs