End of year post: there is champagne somewhere in the liminal space

Hello everyone! This is my last post for 2021 before I disappear into the festive season and the liminal space between December 25 and January 3 but I still had some thoughts.

This time, for many people, tends to be one for reflection whether it’s with family, friends, your partner, your pets or by yourself. This may not be the time you want to think about money but you’re here so we’re going to think and talk about it.

(Think of it as an extra credit assignment. You don’t have to do it but if you can, why not?)

If you’re in that liminal space looking for something to do, why not a little future planning? Nothing too strenuous but something that could make January less stressful, moneywise.