Who isn’t thinking about retirement these days? It’s probably because we’re in the heart of tax season and getting messages about putting money in our retirement plans, whether that is an RRSP or a 401K. 

I wrote about catching up on retirement for Canadians last year. Since then, I’ve received similar questions from Americans so I spoke to William Bevins Jr., a private wealth manager at Cypress Capital, based in Nashville, and Herman Thompson, a financial planner with Innovative Financial Group in Atlanta.