Long-term disability (LTD) refers to a type of insurance coverage that provides financial support to individuals who are unable to work due to a long-term illness or injury. LTD benefits may include a percentage of the individual's pre-disability income, as well as additional support such as rehabilitation and vocational services. In Ontario, the process of accessing LTD benefits can be complex and challenging, requiring extensive documentation and medical evidence. Kotak Law is a legal firm that specializes in disability benefits claims, including LTD claims in Ontario. They can assist individuals in navigating the process of applying for and appealing LTD benefits, advocating for their clients' rights and supporting them throughout the process.

Official Source: https://www.kotaklaw.com/disability/