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August 5, 2026

The Points Daily | Aug 5 | Calala Island awards, Aeroplan mortgage earnings, Bilt teen

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Standard award nights are going for 240,000 Hilton Honors points per night, | The catch is a 1.75% fee per payment, calculated on the full amount before‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
The Points Daily
Wednesday, August 5, 2026
🔥 FIRE
Calala Island's 240K Hilton Award Nights Open for June-July 2027
Calala Island, an ultra-luxury private island resort in Nicaragua bookable through Small Luxury Hotels, has rare wide-open award availability throughout June and into early July 2027, including the Fourth of July weekend. Standard award nights are going for 240,000 Hilton Honors points per night, which matters because cash rates can exceed $4,400 and the property is normally impossible to book on points. That rate includes meals, drinks, fishing, snorkeling, water sports, and round-trip transportation from Managua, though you'll need a minimum 3-night stay.
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✅ SOLID
Chexy Mortgage Points: Earn Aeroplan at 1.75% Fee Per Payment
Chexy now lets you earn 1 Aeroplan point per dollar on mortgage payments with any residential lender in Canada, plus Status Qualifying Credits. The catch is a 1.75% fee per payment, calculated on the full amount before points. You link your chequing account and give your lender Chexy's account details with no approval or refinancing required. That fee is steep, so this only makes sense if you already have specific Aeroplan redemptions planned and value the points above 1.75 cents each.
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✅ SOLID
Bilt Adds Teen Authorized Users with Spending Controls Starting at 13
Bilt is adding authorized user support for teens as young as 13, starting with Close Friends members before rolling out to all cardholders in the coming months. Primary cardholders can set individual transaction or monthly spending limits, restrict purchases by merchant category, and pause cards instantly. Authorized users 18 and up can create their own virtual card numbers and choose whether points go to their account or yours, while teen users get physical cards with all rewards routing to the primary cardholder.
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✅ SOLID
KLM Portland-Oslo: $553 Basic Economy or $773 Regular Economy
KLM has Portland to Oslo roundtrips at $553 in Basic Economy or $773 in regular economy, with travel windows running late October through early December and mid-January 2027 through early March 2027. The Basic Economy fare blocks advance seat assignments, doesn't earn miles, and charges $75 each way for the first checked bag with zero refund or change value after 24 hours. The regular economy fare includes a checked bag and seat selection, so price the difference against what you'll actually use.
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✅ SOLID
American D.C.-St. Thomas: $230 No-Frills or $300 with Seat Selection
American has roundtrips from Washington D.C. to St. Thomas for $230 in Basic Economy or $300 in regular economy, with travel windows in early November, January through early March 2027, and April 2027, with limited availability. The $300 fare gets you advance seat assignments, a normal carry-on, and miles earning. The $230 Basic Economy fare earns nothing, boards last, and allows no advance seats or changes.
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