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July 11, 2026

Issue 28: Smarter by Thursday

Smarter by Thursday — Issue 28

Issue 28 · week of July 06, 2026

Smarter by Thursday

One practical AI win, every week. No jargon required.

By Dr. Rowan Hayes · Estimated read time: 6 minutes

This week, we’re going to use AI for two situations that come up again and again if you’re an adult with responsibilities: **researching a major purchase decision** and **writing a professional decline email**. Both are draining in different ways - one eats time and mental energy, the other stirs up guilt and awkwardness. AI can make both easier, calmer, and more thoughtful, if you give it the right instructions.

Try at least one before Sunday. That is the whole assignment.

Use Case 1 of 2

Use Case 1: Researching a major purchase decision

Picture Denise, 57, in Minneapolis. It’s Thursday evening, 7:15 p.m. She’s sitting at her kitchen table with her laptop open, three tabs of washing machine reviews, a half-read Consumer Reports article, and a spiral notebook with “Pros/Cons?” scribbled at the top.

Her current washer just flooded the laundry room for the second time, and the repair person gently said, “You’re at the point where replacement might make more sense.” Denise works full-time, helps her aging mom on weekends, and is trying not to burn through savings. She doesn’t want the cheapest machine; she wants the one that makes sense for *her*: small household, hard water, hates loud spin cycles, and wants something that won’t die in five years.

She’s overwhelmed by spec sheets and opinions: Wi-Fi features she doesn’t care about, energy ratings she only half understands, and 200 Amazon reviews, half of which contradict the other half. She doesn’t want a “top 10 washers of 2026” list written for clicks. She wants a calm, structured way to figure out what to buy - and to feel good about the decision.

Here is the exact prompt to use:

Copy and paste this into ChatGPT or Claude:

> I’m making a major purchase and I want you to act as a neutral, practical research assistant. > > Ask me 10 - 12 clarifying questions first about my situation, budget, preferences, and constraints. Then, once I’ve answered, help me compare options. > > The item I’m buying is: a new washing machine to replace a failing one. > > When you’re ready to make recommendations, follow this structure: > 1. Brief summary of my situation and priorities (3 - 5 sentences). > 2. Key decision factors for someone like me (5 - 7 bullet points, plain language). > 3. A comparison of 3 - 5 types or categories of products I should consider, with pros and cons for each. > 4. A short list of specific questions I should ask a salesperson or read carefully in product specs before buying. > 5. A simple “if… then…” decision guide I can use (for example: “If noise level is your top concern and you mostly wash small loads, then…”). > > Please avoid hype language and avoid pushing only one “best” product. Focus on trade-offs, longevity, reliability, and fit for my situation. Explain any technical terms in plain English.

Why this prompt works:

This prompt tells the AI to **start by asking questions**, so it tailors the advice to your actual life instead of giving generic rankings. It specifies the format (summary, key factors, comparisons, questions, decision guide), which prevents the answer from becoming a long, unstructured blob. Asking for trade-offs and plain language encourages practical explanations rather than marketing-style enthusiasm.

One thing to watch out for

AI does not have live access to your local store inventory or the very latest product recalls, and it can be overly confident about specific models. Use it to clarify *what to look for* and *how to think about the decision*, not as an oracle of “this exact brand is perfect.” When it suggests concrete models, treat those as starting points for your own quick check: confirm specs on the manufacturer site, skim recent reviews, and make sure the price and availability match your reality.


Use Case 2 of 2

Use Case 2: Writing a professional decline email

Now meet Carlos, 63, in Austin. It’s Monday at 9:40 a.m. He runs a small consulting practice, mostly working with mid-sized nonprofits. His calendar is already tight, and his energy isn’t what it was at 45, so he’s trying to be more deliberate about where he spends his time.

Last week, a former colleague introduced him to a startup founder who wants “just a bit of advice” on strategy. They’ve now asked him to join an advisory board - unpaid - for a product he’s skeptical about. The founder is enthusiastic, keeps saying, “We’d be honored to have someone with your experience,” and Carlos genuinely wants to support younger professionals. But he knows this will be hours of work, endless Zoom calls, and emotional labor, all for something that doesn’t fit his focus.

He’s been staring at a blank email draft for 15 minutes. He doesn’t want to burn the bridge or sound dismissive. He also doesn’t want to lie (“I’m too busy”) because, realistically, he could make room if this were the right fit. He needs language that is honest, respectful, and firm - ending the conversation without inviting endless follow-ups.

Here is the exact prompt to use:

Copy and paste this into ChatGPT or Claude:

> I need help writing a professional decline email. Act as a thoughtful communications coach who understands workplace dynamics for people in their 40s - 70s. > > First, ask me 6 - 8 questions about: > - my relationship with the person, > - what I’m declining, > - my real reasons for saying no, > - how I want the relationship to feel afterward, and > - any phrases or tone I definitely want to avoid. > > After I answer your questions, draft an email following these guidelines: > - Start with a brief, specific acknowledgment of their request or invitation. > - Clearly but courteously say no, without vague language that could be misread as “maybe later.” > - Include appreciation where it’s genuine, but keep it grounded and not over-the-top. > - Optionally, suggest a very limited alternative (for example, “I can offer a single 30-minute call”) *only if* it sounds consistent with my boundaries. > - Use plain language, no buzzwords, and keep it to 150 - 250 words. > > After the draft, explain in 3 - 4 bullet points why the email works, and highlight any sentences that might accidentally weaken the “no” so I can edit them if needed.

Why this prompt works:

This prompt forces the AI to understand the **context and relationship** before it starts writing, which is essential for tone. It gives guardrails: clear no, limited alternatives, word count, audience age, and avoidance of buzzwords. Asking for an explanation afterward turns the email from a mysterious output into something you can understand and adjust, which helps you learn how to phrase future declines.

One thing to watch out for

AI often defaults to overly soft language - phrases like “not at this time” or “I’d love to, but…” that can sound like a tentative maybe. Read the draft carefully and remove anything that doesn’t match how firm you want to be. Also remember that AI doesn’t see the history of your past interactions; if there are sensitivities (a prior conflict, a favor owed), you may need to tweak a sentence or two so it aligns with the real relationship.


Know someone who spends too long on things AI could do in two minutes?

Forward Smarter by Thursday to three people who subscribe and I will send you my free AI Prompt Starter Pack: 20 ready-to-use prompts for everyday life.

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Smarter by Thursday · By Dr. Rowan Hayes · drrowanhayes.com
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