Smarter by Thursday logo

Smarter by Thursday

Archives
Log in
Subscribe
June 17, 2026

Issue 24: Smarter by Thursday

Smarter by Thursday — Issue 24

Issue 24 · week of June 15, 2026

Smarter by Thursday

One practical AI win, every week. No jargon required.

By Dr. Rowan Hayes · Estimated read time: 6 minutes

This week we’re using AI for two things most adults wrestle with regularly: **researching a major purchase decision** and **writing a professional decline email**. One helps you think more clearly before you spend real money; the other helps you protect your time and reputation without burning bridges. Both are situations where a little clarity goes a long way.

Try at least one before Sunday. That is the whole assignment.

Use Case 1 of 2

Use Case 1: Researching a major purchase decision

On a Tuesday night, around 9:30 p.m., Denise is hunched over her laptop at the kitchen table. She’s 54, runs a small bookkeeping practice, and her 10-year-old laptop is gasping its way through every Zoom call. Her nephew keeps telling her to “just get a MacBook Air, it’s obvious,” while her more frugal sister insists a $500 Windows laptop from a big-box store is “plenty for what you do.”

Denise has six tabs open: two tech review sites, three online stores, and one article explaining RAM vs storage that might as well be written in another language. Every review seems to contradict the last one. Some say 8GB of RAM is fine, others insist 16GB is the minimum. She keeps thinking: “If I get this wrong, I’m stuck with it for years.”

She doesn’t want a gadget; she wants a reliable work tool that doesn’t freeze during client meetings. But she doesn’t have the vocabulary to turn “I need something that won’t make me swear at the screen” into technical specs. By 10:15, she’s tired, annoyed, and no closer to a decision. This is where AI can be useful - not by choosing for her, but by turning all that messy information into a clear, human-sized decision.

Here is the exact prompt to use:

Copy and paste this into ChatGPT or Claude:

Copy and paste this, then fill in the brackets with your own details.

> I want help researching a major purchase decision. > > First, ask me 10 - 12 specific questions about how I plan to use this item, my budget, and my preferences. Do not give recommendations yet. > > The item I’m considering is: **[describe it briefly, e.g., “a laptop for my small business,” “a used SUV,” “a new mattress,” “a high-end camera”]**. > > After you ask your questions and I answer them, I want you to: > 1) Translate my answers into clear requirements in plain English (not technical jargon). > 2) Explain which 3 - 5 features matter most for someone like me and why. > 3) Give me 2 - 3 example options that match my needs at low, medium, and higher price points, and explain the trade-offs of each in simple language. > 4) Suggest 5 - 7 specific questions I should ask a salesperson or check in reviews before I buy. > > Keep your explanations in plain language for a non-technical adult. Assume I am smart but not tech-savvy.

Why this prompt works:

You’re not asking the AI for “the best laptop” or “the best car,” which usually leads to generic, hype-driven answers. Instead, you’re **forcing it to start by interviewing you**, so the recommendations are keyed to your actual life, not some imaginary power user. The steps break the task into stages: clarify needs, identify critical features, suggest example options, then equip you with questions to verify things in the real world. It also tells the AI who you are: smart, not technical - so you get clear language, not jargon.

One thing to watch out for

AI will sometimes speak confidently about models, features, or prices that are slightly outdated or don’t match what’s available in your local stores. Treat the specific model names as starting points, not final answers. Always cross‑check prices, availability, and key specs on at least one real store site before you buy. And remember: AI doesn’t know your finances - its “good value” may not match your comfort level, so keep your own budget line firm.


Use Case 2 of 2

Use Case 2: Writing a professional decline email

On a Thursday around 4:45 p.m., Miguel is staring at a half-written email. He’s 62, an independent leadership consultant with a good reputation and a full calendar. A former client has asked him to “just jump on a quick advisory project” for their nephew’s startup. There’s no clear scope, the fee is vague, and every part of Miguel’s gut says, “This will balloon into a mess.”

Ten years ago, he would have said yes out of obligation. Now he knows better. But saying no is still uncomfortable. He doesn’t want to sound ungrateful, or worse, arrogant. His drafts swing between too blunt (“This is not a good use of my time”) and too vague (“Maybe later this year…” when he knows that’s not true). He wants a response that is clear, kind, and final - no back-and-forth negotiations, no guilt.

By 5:00 p.m. he’s still stuck. He’s replaying the history with this client, worrying they’ll be offended, and mentally drafting speeches he’ll never send. This is a classic moment where AI can help not by deciding *whether* to say no, but by turning your decision into professional language that matches your tone and boundaries.

Here is the exact prompt to use:

Copy and paste this into ChatGPT or Claude:

> I need help writing a professional decline email. > > Here is the situation: > - Who is asking: **[e.g., “former client,” “colleague,” “friend,” “volunteer organization”]** > - What they’re asking for: **[brief description]** > - My true reason for saying no: **[overcapacity, misaligned with my work, conflict of interest, not the right fit, etc.]** > - How I want to sound (pick 2 - 3): **[warm, firm, brief, appreciative, direct, formal, informal, open to future work, clearly not open to future work, etc.]** > > Please: > 1) Draft 2 - 3 versions of a short email (150 words or less) that all clearly say no without leaving the door open to further negotiation. > 2) Use language appropriate for a professional in their 40s - 60s writing to another professional. > 3) Avoid sounding dramatic, guilty, or overly apologetic. Make it calm, matter-of-fact, and respectful. > 4) After the drafts, briefly explain the structure you used (for example: thank you → clear no → brief reason → good wishes), so I can reuse it in the future. > > I will then pick one version and ask you to refine it further if needed.

Why this prompt works:

You’re giving the AI the key ingredients humans usually skip: who’s asking, what they want, your *real* reason for saying no, and the tone you’re aiming for. That makes the drafts sound much more like you and less like a generic template. Asking for 2 - 3 versions gives you options - one might be a bit firmer, another a bit warmer - so you can mix and match. Asking for the structure explanation turns this from a one‑time fix into a reusable pattern you can apply on your own later.

One thing to watch out for

AI can sometimes make your email either too soft (“I’d love to, but… maybe later”) or too polished and corporate. Read the drafts out loud and adjust any phrases that don’t sound like something you’d actually say. Also, be careful with how much personal detail you include as your “reason” - you do not need to justify or defend your no. It’s fine to keep the explanation brief and somewhat generic, even if your private reasons are more complicated.


Know someone who spends too long on things AI could do in two minutes?

Forward Smarter by Thursday to three people who subscribe and I will send you my free AI Prompt Starter Pack: 20 ready-to-use prompts for everyday life.

Forward by email Open in browser Share on Facebook
Smarter by Thursday · By Dr. Rowan Hayes · drrowanhayes.com
Unsubscribe · View in browser

Don't miss what's next. Subscribe to Smarter by Thursday:
← Newer Issue 25: Smarter by Thursday Older → Issue 24: Smarter by Thursday
Bluesky
Powered by Buttondown, the easiest way to start and grow your newsletter.