Tropical Storms Rachel and Simon forced Virgin Voyages to scrap all three Mexican Riviera ports on Brilliant Lady's Oct 10 sailing, swapping Cabo, Mazatlan and Puerto Vallarta for Santa Barbara, San Diego and Ensenada. It's the ship's third straight storm reroute, and Virgin is handing every guest onboard credit plus a Future Voyage Credit. Here's the full payout and what it means for storm-season Pacific cruisers.

A program suite runs 2.4 to 3.1 times a balcony on the sailings we priced out, and up to 10x for a top Haven. We break down exactly what Royal Caribbean Star Class, Norwegian's Haven, Celebrity's Retreat, MSC Yacht Club, Princess and Holland America actually bundle (private restaurant, lounge, butler, drinks, wifi) and the four kinds of cruiser who should skip the suite entirely.

Cruising with teens or adult kids is a different trip, and the cabin math gets tricky fast. We compare cabin setups (connecting cabins, family suites, two balconies), show real Carnival fares for adding a third and fourth guest, and decode the under-21 rules that catch families out — who can share a cabin, and who has to buy the drink package.