Do Advisor and Investment Fees Really Matter?
A Dave Ramsey (Ramsey Solutions) article on investment fees opens with this: Just like airline fees, investment fees are also a fact of life. The difference...
Thoughts at the Three-Year Mark in Retirement
I retired three years ago this month. Frankly, it seems longer, but I'm not sure why, perhaps because the last 18 to 24 mos. have been a pretty long road for...
Giving by Leaving a Financial Legacy
In my last article, I discussed some things to consider as you decide about giving in retirement. I touched on leaving a legacy (inheritance) as a form of...
Giving in Retirement
I was recently working at our church's welcome desk on a Sunday morning. An elderly lady whom I would guess is well into her 70s or early 80s came up and...
Choosing a Medicare Plan
In my last article, I discussed using a "regret minimization" strategy to help with making critical retirement planning decisions. I illustrated how you...
Minimizing Regret in Retirement
Regret. Webster defines it as "Feeling sad, repentant, or disappointed over (something that has happened or been done, especially a loss or missed...
Is This a Good Time to Upsize, Upgrade, or Downsize Your House?
I was recently talking to a friend who is getting close to retirement and wants to downsize. He knows he can sell his current home for much more than he...
Overcoming Retirement Fears
My church has started summer book study groups for men and women. Each group is doing one of three books: None Greater: The Undomesticated Attributes of God...
Should You Purchase an Indexed or Variable Annuity?
This is a follow-up to my last article about the role that immediate income annuities could have in providing additional income for someone running low on...
What To Do If You're Already In Retirement But Without Enough Income
My newest book, Redeeming Retirement: A Practical Guide to Catch Up, is targeted mainly at those aged 35 to 65 who are behind in saving for retirement (or...
You Can Self-Publish a Book
In my last post, I highlighted several things you can "invest" in other than money in retirement. One of them was "hobbies and recreation." I mentioned that...
Better Retirement Investments Than Money
Since my last post, I've done complementary financial coaching calls with some blog subscribers. Whether as the primary topic of discussion or a related one,...
3 Things I've Learned from 20 Years of Financial Coaching That Helped Me Write "Redeeming Retirement"
I'm not sure when I bought my first personal finance or stewardship book. I think my first exposure as a young Christian was through Larry Burkett and...
My New Book "Redeeming Retirement: A Practical Guide to Catch Up" Has Been Released!
I announced earlier that I would soon publish my next book, Redeeming Retirement: A Practical Guide to Catch Up. Well, I'm excited to announce that it's been...
What It Really Means to "Retire with Dignity"
I first heard Dave Ramsey use the phrase "retire with dignity." You may know Dave for the "baby steps" he teaches to help people get out of debt so they can...
Housing Decisions and Financing Options in Retirement
We discussed paying off the mortgage and home equity in the last article and how our house decisions are both financial and emotional, and very personal....
Is Paying Off Your Mortgage Wise Stewardship?
Real estate and mortgages are very much in the news right now. The market is "hot," and long-term interest rates remain at historic lows. Therefore, lots of...
The Expenses Side of the Retirement Equation
As I mentioned in my last article about spending in retirement, this one is a chapter from my new book, which I plan to self-publish very soon. The book,...
Spending and Retirement Stewardship
I try not to "preach" about spending in general or spending in retirement in particular. It's not my place to tell anyone how much to spend or what to their...
In Your Grasp: Three Things for a Financial Miracle
As we start 2021, the global pandemic continues to rage its economic fallout continues to be felt by families worldwide. Some were in a tenuous financial...